AFSA provides up to $3,000,000 protection for working members in good standing in case of an unfavorable judgment in a lawsuit naming members as parties or defendants.

The plan provides up to $1,000,000 of general liability protection against civil actions arising out of: bodily injury to a student; accidental death of a student; assault or battery accusations (exclusions: abuse, molestation, and exploitation); corporal punishment; personal injury for libel, slander or defamation of character; violation of the right to privacy or detention; $2,500 damage or destruction to the property of others; plus $1,000,000 of protection for educators professional liability acts or omissions which are activities in the course of your professional educational duties and $1,000,000 of protection against educators employment liability acts or omissions which cover various circumstances, including dismissal, tenure, salary, leave of absence, assignment or reassignment among other covered items; and up to $15,000 of defense costs for sexual misconduct, and up to $10,000 of defense costs for corporal punishment; subject to the terms of the policy.